Working Capital Loans

Access $10,000 to $10 million with a competitive rate and flexible term.

One Solution for Multiple Business Needs

A working capital loan from Sun Capital Funding is a short-term financing solution designed to help you cover everyday expenses. These expenses may include inventory, software subscriptions, employee payroll, utility bills, and marketing fees. This type of loan can also be utilized to bridge cash flow gaps caused by slow sales periods, seasonal fluctuations, or late-paying customers.

Additionally, a working capital loan can help fuel business growth. It can be used to expand operations, hire more staff, enter new markets, or upgrade technology.

Working Capital Loans at a Glance
  • Loans from $10,000 to $10 million
  • No collateral required
  • Competitive rates
  • 6 to 60-month term options
  • Same-day funding available
  • No prepayment penalties
Basic Borrowing Requirements
  • Minimum six months in business
  • Three months of business bank statements
  • 500 or higher credit score
  • $200,000 or more in annual revenue

Business Funding
is on the Horizon

1. Apply Online

Apply for business funding online in just minutes, no lengthy forms or collateral required.

2. Get a Decision

We’ll contact you with a credit decision within one hour during our regular business hours.

3. Receive Funding

Once approved, funding is provided fast, with the possibility of same-day funding available.

Start Now, Have Working Capital
Before The Sun Sets

Sun Capital Funding recognizes that quick access to funding is crucial, especially when immediate expenses need to be addressed. We use advanced lending technology to speed up funding for approved working capital applicants. In fact, we can provide same-day funding for certain transaction amounts, provided the applications are submitted and approved during our regular business hours.

Or call us at (619) 658-6505